diff --git a/src/08_PTRN/Testat/main.cpp b/src/08_PTRN/Testat/main.cpp
index 3d56c57..6438d40 100644
--- a/src/08_PTRN/Testat/main.cpp
+++ b/src/08_PTRN/Testat/main.cpp
@@ -100,27 +100,11 @@ int main(int argc, char **argv) {
         }
     }
 
-    /*
-     * Schmeißt nen SIGSERV/SEGFAULT
-     * std::for_each(banks.begin(), banks.end(), [cashFactory] (Bank * bank) {
-        std::for_each(bank->getAccounts().begin(), bank->getAccounts().end(), [cashFactory] (BankAccount * bankAccount) {
-            std::cout << *bankAccount << std::endl;
-            for (int i = 0; i < 10000; ++i) {
-                int rnd = distribution(generator);
-                Bill * bill = cashFactory->printBill(rnd, CurrencyValue::USD);
-                Coin * coin = cashFactory->printCoin(rnd, CurrencyValue::USD);
-                if(bill != nullptr) {
-                    *bankAccount + bill;
-                }
-                if(coin != nullptr) {
-                    *bankAccount + coin;
-                }
-                delete bill;
-                delete coin;
-            }
-            std::cout << *bankAccount << std::endl;
-        });
-    });
-     */
+    for (Bank *bank : banks) {
+        for (BankAccount *bankAccount : bank->getAccounts()) {
+            delete(bankAccount);
+        }
+        delete(bank);
+    }
 
 }
\ No newline at end of file
diff --git a/src/10_PITF/CMakeLists.txt b/src/10_PITF/CMakeLists.txt
index bf3cd9f..4b8f681 100644
--- a/src/10_PITF/CMakeLists.txt
+++ b/src/10_PITF/CMakeLists.txt
@@ -1 +1 @@
-add_executable(10_PITF_Testat Testat/main.cpp Testat/Money.cpp Testat/Money.h Testat/Currency.h Testat/BankAccount.cpp Testat/BankAccount.h Testat/Cash.cpp Testat/Cash.h Testat/Currency.cpp Testat/Coin.cpp Testat/Coin.h Testat/Bill.cpp Testat/Bill.h Testat/CashFactory.h Testat/Person.cpp Testat/Person.h Testat/CashFactory.cpp Testat/Bank.cpp Testat/Bank.h Testat/HeapObject.h Testat/HeapObject.cpp)
+add_executable(10_PITF_Testat Testat/main.cpp Testat/HeapObject.h Testat/HeapObject.cpp Testat/Bank.cpp Testat/BankAccount.cpp Testat/Money.cpp Testat/Coin.cpp Testat/Cash.cpp Testat/Currency.cpp Testat/CashFactory.cpp Testat/Person.cpp Testat/Bill.cpp)
diff --git a/src/10_PITF/Testat/Bank.cpp b/src/10_PITF/Testat/Bank.cpp
index 6c71edc..bd2002e 100644
--- a/src/10_PITF/Testat/Bank.cpp
+++ b/src/10_PITF/Testat/Bank.cpp
@@ -3,24 +3,15 @@
 
 #include "Bank.h"
 
-Bank::Bank(std::string const& name) : name(name) {
+Bank::Bank(std::string name) : name(std::move(name)) {
 
 }
 
-Bank::Bank(Bank* bank) : name(bank->name) {
-    money.swap(bank->money);
-    accounts.swap(bank->accounts);
+void Bank::addAccount(BankAccount * account) {
+    accounts.insert(account);
 }
 
-void Bank::addAccount(std::shared_ptr<BankAccount> account) {
-    this->accounts.insert(std::move(account));
-}
-
-void Bank::addMoney(std::shared_ptr<Money> money) {
-    this->money.insert(std::move(money));
-}
-
-std::set<std::shared_ptr<BankAccount>> Bank::getAccounts() {
+std::set<BankAccount *> Bank::getAccounts() {
     return accounts;
 }
 
@@ -28,4 +19,7 @@ std::string Bank::getName() {
     return name;
 }
 
+void Bank::addMoney(Money * money) {
+    this->money.insert(money);
+}
 
diff --git a/src/10_PITF/Testat/Bank.h b/src/10_PITF/Testat/Bank.h
index 97c15c8..3dde3e3 100644
--- a/src/10_PITF/Testat/Bank.h
+++ b/src/10_PITF/Testat/Bank.h
@@ -3,18 +3,18 @@
 
 
 #include "BankAccount.h"
+#include "HeapObject.h"
 
-class Bank {
+class Bank : public HeapObject{
 private:
     std::string name;
-    std::set<std::shared_ptr<BankAccount>> accounts;
-    std::set<std::shared_ptr<Money>> money;
+    std::set<BankAccount *> accounts;
+    std::set<Money *> money;
 public:
-    explicit Bank(std::string const& name);
-    explicit Bank(Bank* bank);
-    void addAccount(std::shared_ptr<BankAccount> account);
-    void addMoney(std::shared_ptr<Money> money);
-    std::set<std::shared_ptr<BankAccount>> getAccounts();
+    explicit Bank(std::string name);
+    void addAccount(BankAccount * account);
+    void addMoney(Money * money);
+    std::set<BankAccount *> getAccounts();
     std::string getName();
 };
 
diff --git a/src/10_PITF/Testat/BankAccount.cpp b/src/10_PITF/Testat/BankAccount.cpp
index c1a8ed7..bb970d7 100644
--- a/src/10_PITF/Testat/BankAccount.cpp
+++ b/src/10_PITF/Testat/BankAccount.cpp
@@ -1,59 +1,34 @@
-#include <utility>
-
-#include <memory>
-#include <iostream>
-
 #include "BankAccount.h"
 #include "CashFactory.h"
 
-BankAccount::BankAccount(std::shared_ptr<Person> const& owner, std::string const& name) : name(name), owner(std::move(owner)) {
-
+BankAccount::BankAccount(Person * owner, std::string name) : name(std::move(name)) {
+this->owner = owner;
 }
 
-BankAccount::BankAccount(BankAccount *bankAccount) : name(bankAccount->name) {
-    money.swap(bankAccount->money);
-    owner.swap(bankAccount->owner);
+BankAccount * BankAccount::operator+(Money * money) {
+
+    BankAccount::money = new Money(money->getValue() + getMoney().getValue());
+    return this;
 }
 
-BankAccount::BankAccount(BankAccount &bankAccount) : name(bankAccount.name) {
-    money.swap(bankAccount.money);
-    owner.swap(bankAccount.owner);
-}
-
-std::shared_ptr<BankAccount> BankAccount::operator+(std::shared_ptr<Bill> money) {
-
-    this->money->setValue(this->money->getValue() + money->getValue());
-
-    return std::make_shared<BankAccount>(*this);
-}
-
-std::shared_ptr<BankAccount> BankAccount::operator+(std::shared_ptr<Coin> money) {
-    std::shared_ptr<Money> ptr = std::make_shared<Money>(new Money(money->getValue() + this->money->getValue(), money->getCurrency()));
-
-    BankAccount::money = ptr;
-
-    return std::make_shared<BankAccount>(*this);
-}
-
-std::shared_ptr<Coin> BankAccount::operator-(int value) {
+Money * BankAccount::operator-(int value) {
     auto * cashFactory = new CashFactory();
 
     return cashFactory->printCoin(value, CurrencyValue::USD);
 }
 
-
-bool BankAccount::operator<(std::shared_ptr<BankAccount> bankAccount) {
-    return this->money->getValue() < bankAccount->money->getValue();
+bool BankAccount::operator<(BankAccount * bankAccount) {
+    return money.getValue() < bankAccount->money.getValue();
 }
 
 std::string BankAccount::getName() {
     return name;
 }
 
-std::shared_ptr<Money> BankAccount::getMoney() {
+Money BankAccount::getMoney() {
     return money;
 }
 
-std::shared_ptr<Person> BankAccount::getOwner() {
+Person *BankAccount::getOwner() {
     return owner;
 }
diff --git a/src/10_PITF/Testat/BankAccount.h b/src/10_PITF/Testat/BankAccount.h
index b7d887a..c0432ad 100644
--- a/src/10_PITF/Testat/BankAccount.h
+++ b/src/10_PITF/Testat/BankAccount.h
@@ -1,27 +1,25 @@
 #ifndef C_C_BANKACCOUNTS_H
 #define C_C_BANKACCOUNTS_H
 
+#include <unordered_map>
+
 #include "Money.h"
+#include "Cash.h"
 #include "Person.h"
-#include "Coin.h"
-#include "Bill.h"
 
 class BankAccount {
 private:
     std::string name;
-    std::shared_ptr<Person> owner;
-    std::shared_ptr<Money> money;
+    Person * owner;
+    Money money;
 public:
-    explicit BankAccount(std::shared_ptr<Person> const& owner, std::string const& name);
-    explicit BankAccount(BankAccount *bankAccount);
-    BankAccount(BankAccount& bankAccount);
-    std::shared_ptr<BankAccount> operator+(std::shared_ptr<Coin> money);
-    std::shared_ptr<BankAccount> operator+(std::shared_ptr<Bill> money);
-    std::shared_ptr<Coin> operator-(int value);
-    bool operator<(std::shared_ptr<BankAccount> bankAccount);
+    explicit BankAccount(Person * owner, std::string name);
+    BankAccount* operator+(Money * money);
+    Money* operator-(int value);
+    bool operator<(BankAccount * bankAccount);
     std::string getName();
-    std::shared_ptr<Person> getOwner();
-    std::shared_ptr<Money> getMoney();
+    Person * getOwner();
+    Money getMoney();
 };
 
 
diff --git a/src/10_PITF/Testat/Bill.cpp b/src/10_PITF/Testat/Bill.cpp
index c6d885f..de9d70b 100644
--- a/src/10_PITF/Testat/Bill.cpp
+++ b/src/10_PITF/Testat/Bill.cpp
@@ -6,14 +6,6 @@ Bill::Bill(int value, Currency currency, std::string serial) : Cash(value, curre
 
 }
 
-Bill::Bill(Bill *bill) : Cash(bill->getValue(), bill->getCurrency()), serial(bill->getSerial()){
-
-}
-
-Currency Bill::getCurrency() {
-    return Money::getCurrency();
-}
-
 int Bill::getValue() {
     return Money::getValue() * 10;
 }
diff --git a/src/10_PITF/Testat/Bill.h b/src/10_PITF/Testat/Bill.h
index 60a83e4..bafd05e 100644
--- a/src/10_PITF/Testat/Bill.h
+++ b/src/10_PITF/Testat/Bill.h
@@ -9,9 +9,7 @@ private:
     std::string serial;
 public:
     Bill(int value, Currency currency, std::string serial);
-    explicit Bill(Bill *bill);
     std::string getSerial();
-    Currency getCurrency();
     int getValue();
 };
 
diff --git a/src/10_PITF/Testat/Cash.h b/src/10_PITF/Testat/Cash.h
index 7cc9587..bbf3f5d 100644
--- a/src/10_PITF/Testat/Cash.h
+++ b/src/10_PITF/Testat/Cash.h
@@ -1,10 +1,11 @@
 #ifndef C_C_CASH_H
 #define C_C_CASH_H
 
+#include <string>
 #include "Money.h"
 #include "HeapObject.h"
 
-class Cash : public HeapObject, public Money{
+class Cash : public Money, public HeapObject{
 private:
 public:
     Cash(int value, Currency currency);
diff --git a/src/10_PITF/Testat/CashFactory.cpp b/src/10_PITF/Testat/CashFactory.cpp
index 89e6d54..0eff08f 100644
--- a/src/10_PITF/Testat/CashFactory.cpp
+++ b/src/10_PITF/Testat/CashFactory.cpp
@@ -1,5 +1,4 @@
 #include <algorithm>
-#include <iostream>
 #include "CashFactory.h"
 
 int allowedBills[5] = {100, 50, 20, 10, 5};
@@ -7,8 +6,7 @@ int allowedCoins[8] = {1, 2, 5, 10, 20, 50, 100, 200};
 
 std::vector<std::string> usedSerials;
 
-std::shared_ptr<Bill> CashFactory::printBill(int value, Currency currency) {
-    std::cout << "Test" << std::endl;
+Bill * CashFactory::printBill(int value, Currency currency) {
     auto * iter = std::find(std::begin(allowedBills), std::end(allowedBills), value);
     if(iter == std::end(allowedBills)) {
         return nullptr;
@@ -18,17 +16,15 @@ std::shared_ptr<Bill> CashFactory::printBill(int value, Currency currency) {
             serial = randomString(15);
         }
         usedSerials.push_back(serial);
-
-        std::cout << "Test2" << std::endl;
-        return std::make_shared<Bill>(new Bill(value, currency, serial));
+        return new Bill(value, currency, serial);
     }
 }
 
-std::shared_ptr<Coin> CashFactory::printCoin(int value, Currency currency) {
+Coin * CashFactory::printCoin(int value, Currency currency) {
     auto * iter = std::find(std::begin(allowedCoins), std::end(allowedCoins), value);
     if(iter == std::end(allowedCoins)) {
         return nullptr;
-    }else return std::make_shared<Coin>(new Coin(value, currency));
+    }else return new Coin(value, currency);
 }
 
 std::string CashFactory::randomString(size_t length) {
diff --git a/src/10_PITF/Testat/CashFactory.h b/src/10_PITF/Testat/CashFactory.h
index 321edfb..59b33b0 100644
--- a/src/10_PITF/Testat/CashFactory.h
+++ b/src/10_PITF/Testat/CashFactory.h
@@ -3,8 +3,6 @@
 
 #include <string>
 #include <vector>
-#include <memory>
-
 #include "Bill.h"
 #include "Coin.h"
 
@@ -12,8 +10,8 @@ class CashFactory {
 private:
     std::string randomString(size_t length);
 public:
-    std::shared_ptr<Bill> printBill(int value, Currency currency);
-    std::shared_ptr<Coin> printCoin(int value, Currency currency);
+    Bill * printBill(int value, Currency currency);
+    Coin * printCoin(int value, Currency currency);
 };
 
 #endif
\ No newline at end of file
diff --git a/src/10_PITF/Testat/Coin.cpp b/src/10_PITF/Testat/Coin.cpp
index 50da068..f7d15cb 100644
--- a/src/10_PITF/Testat/Coin.cpp
+++ b/src/10_PITF/Testat/Coin.cpp
@@ -4,14 +4,6 @@ Coin::Coin(int value, Currency currency) : Cash(value, currency) {
 
 }
 
-Coin::Coin(Coin *coin) : Cash(coin->getValue(), coin->getCurrency()) {
-
-}
-
-Currency Coin::getCurrency() {
-    return Money::getCurrency();
-}
-
 int Coin::getValue() {
     return Money::getValue();
-}
+}
\ No newline at end of file
diff --git a/src/10_PITF/Testat/Coin.h b/src/10_PITF/Testat/Coin.h
index 5a61834..9195945 100644
--- a/src/10_PITF/Testat/Coin.h
+++ b/src/10_PITF/Testat/Coin.h
@@ -8,9 +8,7 @@ class Coin : public Cash{
 private:
 public:
     Coin(int value, Currency currency);
-    explicit Coin(Coin *coin);
-    Currency getCurrency();
-    int getValue();
+    int getValue() override;
 };
 
 #endif
diff --git a/src/10_PITF/Testat/Currency.cpp b/src/10_PITF/Testat/Currency.cpp
index f73472e..181d96d 100644
--- a/src/10_PITF/Testat/Currency.cpp
+++ b/src/10_PITF/Testat/Currency.cpp
@@ -4,7 +4,7 @@
 Currency::Currency(CurrencyValue value) : value(value) {
 }
 
-bool Currency::operator==(Currency currency) {
+bool Currency::operator==(Currency &currency) {
     return value == currency.value;
 }
 
diff --git a/src/10_PITF/Testat/Currency.h b/src/10_PITF/Testat/Currency.h
index d511519..469346c 100644
--- a/src/10_PITF/Testat/Currency.h
+++ b/src/10_PITF/Testat/Currency.h
@@ -14,7 +14,7 @@ private:
     CurrencyValue value;
 public:
     Currency(CurrencyValue value);
-    bool operator==(Currency currency);
+    bool operator==(Currency &currency);
     Currency& operator=(Currency currency);
     CurrencyValue getValue();
 
diff --git a/src/10_PITF/Testat/HeapObject.cpp b/src/10_PITF/Testat/HeapObject.cpp
index da29371..080327e 100644
--- a/src/10_PITF/Testat/HeapObject.cpp
+++ b/src/10_PITF/Testat/HeapObject.cpp
@@ -1,5 +1,6 @@
 #include <cstdlib>
 #include <cassert>
+#include <iostream>
 #include "HeapObject.h"
 
 int HeapObject::ctorCount = 0;
@@ -21,6 +22,7 @@ HeapObject::~HeapObject(){
 
 bool HeapObject::assertionsHold(){
     assert(ctorCount == newCount);   // all objects have been allocated on heap
-    //assert(ctorCount == dtorCount);  // all objects have been deleted
+    std::cout << ctorCount << " == " << dtorCount << std::endl;
+    assert(ctorCount == dtorCount);  // all objects have been deleted
     return true;
 }
diff --git a/src/10_PITF/Testat/Money.cpp b/src/10_PITF/Testat/Money.cpp
index 0775bfd..841269d 100644
--- a/src/10_PITF/Testat/Money.cpp
+++ b/src/10_PITF/Testat/Money.cpp
@@ -1,61 +1,45 @@
-#include <iostream>
 #include "Money.h"
 
 Money::Money(int value, Currency currency) : value(value), currency(currency) {
+
 }
 
-Money::Money(Money *money) : value(money->value), currency(money->currency) {
-    std::cout << "Test2" << std::endl;
-}
-
-std::shared_ptr<Money> Money::operator=(Money money) {
+Money& Money::operator=(Money money) {
     value = money.getValue();
     currency = money.getCurrency();
-    return std::make_shared<Money>(*this);
+    return *this;
 }
 
-std::shared_ptr<Money> Money::operator+(Money &a) {
+Money &Money::operator=(Money *money) {
+    value = money->getValue();
+    currency = money->getCurrency();
+    return *this;
+}
+
+Money Money::operator+(Money &a) {
     if(currency == a.currency) {
-        return std::make_shared<Money>(Money(value + a.value, CurrencyValue::USD));
-    }else return std::make_shared<Money>(Money(-1, Currency(CurrencyValue::USD)));
+        return Money(value + a.value);
+    }else return Money(-1, Currency(CurrencyValue::USD));
 }
 
-std::shared_ptr<Money> Money::operator+(Bill &a) {
-    if(currency == a.getCurrency()) {
-        return std::make_shared<Money>(Money(value + a.getValue(), CurrencyValue::USD));
-    }else return std::make_shared<Money>(Money(-1, Currency(CurrencyValue::USD)));
-}
-
-std::shared_ptr<Money> Money::operator+(Coin &a) {
-    if(currency == a.getCurrency()) {
-        return std::make_shared<Money>(Money(value + a.getValue(), CurrencyValue::USD));
-    }else return std::make_shared<Money>(Money(-1, Currency(CurrencyValue::USD)));
-}
-
-std::shared_ptr<Money> Money::operator-(Money &a) {
+Money Money::operator-(Money &a) {
     if(currency == a.currency) {
-        return std::make_unique<Money>(Money(value - a.value, CurrencyValue::USD));
-    }else return std::make_unique<Money>(Money(-1, Currency(CurrencyValue::USD)));
+        return Money(value - a.value);
+    }else return Money(-1, Currency(CurrencyValue::USD));
 }
 
-const std::shared_ptr<Money> Money::operator++(int) {
-    value++;
-    return std::make_unique<Money>(*this);
+const Money Money::operator++(int) {
+    return Money(value++);
 }
 
-const std::shared_ptr<Money> Money::operator--(int) {
-    value--;
-    return std::make_unique<Money>(*this);
+const Money Money::operator--(int) {
+    return Money(value--);
 }
 
 int Money::getValue() {
     return value;
 }
 
-void Money::setValue(int value) {
-    this->value = value;
-}
-
 Currency Money::getCurrency() {
     return currency;
-}
+}
\ No newline at end of file
diff --git a/src/10_PITF/Testat/Money.h b/src/10_PITF/Testat/Money.h
index 4d583e3..ddfa6f1 100644
--- a/src/10_PITF/Testat/Money.h
+++ b/src/10_PITF/Testat/Money.h
@@ -1,30 +1,23 @@
 #ifndef C_C_MONEY_H
 #define C_C_MONEY_H
 
-#include <memory>
-
 #include "Currency.h"
-#include "Bill.h"
-#include "Coin.h"
 
 class Money {
 private:
     int value;
     Currency currency;
 public:
-    explicit Money(int value, Currency currency);
-    explicit Money(Money* money);
-    std::shared_ptr<Money> operator=(Money money);
-    std::shared_ptr<Money> operator+(Money &a);
-    std::shared_ptr<Money> operator+(Bill &a);
-    std::shared_ptr<Money> operator+(Coin &a);
-    std::shared_ptr<Money> operator-(Money &a);
-    const std::shared_ptr<Money> operator++(int);
-    const std::shared_ptr<Money> operator--(int);
+    explicit Money(int value = 0, Currency currency = CurrencyValue::USD);
+    Money& operator=(Money money);
+    Money& operator=(Money * money);
+    Money operator+(Money &a);
+    Money operator-(Money &a);
+    const Money operator++(int);
+    const Money operator--(int);
 
     virtual int getValue();
-    virtual void setValue(int value);
-    virtual Currency getCurrency();
+    Currency getCurrency();
 };
 
 #endif
diff --git a/src/10_PITF/Testat/Person.cpp b/src/10_PITF/Testat/Person.cpp
index 6bc3054..c33c5e1 100644
--- a/src/10_PITF/Testat/Person.cpp
+++ b/src/10_PITF/Testat/Person.cpp
@@ -2,14 +2,10 @@
 
 #include "Person.h"
 
-Person::Person(std::string const& name) : name(name) {
+Person::Person(std::string name) : name(std::move(name)){
 
 }
 
-Person::Person(Person *person) : name(person->name) {
-    money.swap(person->money);
-}
-
 std::string Person::getName() {
     return name;
 }
\ No newline at end of file
diff --git a/src/10_PITF/Testat/Person.h b/src/10_PITF/Testat/Person.h
index 17a3fd3..ffd9656 100644
--- a/src/10_PITF/Testat/Person.h
+++ b/src/10_PITF/Testat/Person.h
@@ -3,17 +3,14 @@
 
 
 #include <string>
-#include <memory>
-
 #include "Money.h"
 
 class Person {
 private:
     std::string name;
-    std::vector<std::shared_ptr<Money>> money;
+    std::vector<Money *> money;
 public:
-    explicit Person(std::string const& name);
-    explicit Person(Person* person);
+    explicit Person(std::string name);
     std::string getName();
 };
 
diff --git a/src/10_PITF/Testat/main.cpp b/src/10_PITF/Testat/main.cpp
index 2776586..8bbd9e5 100644
--- a/src/10_PITF/Testat/main.cpp
+++ b/src/10_PITF/Testat/main.cpp
@@ -1,11 +1,9 @@
-#include <set>
-#include <algorithm>
+
 #include <iostream>
-#include <ctime>
+#include <set>
 #include <random>
-#include "Currency.h"
-#include "BankAccount.h"
-#include "Bill.h"
+#include <ctime>
+#include "HeapObject.h"
 #include "CashFactory.h"
 #include "Bank.h"
 
@@ -24,99 +22,93 @@ std::ostream &operator<<(std::ostream &os, Currency currency) {
     return os;
 }
 
-std::ostream &operator<<(std::ostream &os, std::shared_ptr<Bill> const& bill) {
-    os << bill->getValue() << " " << bill->getCurrency() << " " << bill->getSerial();
+std::ostream &operator<<(std::ostream &os, Bill bill) {
+    os << bill.getValue() << " " << bill.getCurrency() << " " << bill.getSerial();
     return os;
 }
 
-std::ostream &operator<<(std::ostream &os, std::shared_ptr<Coin> const& cash) {
-    os << cash->getValue() << " " << cash->getCurrency();
+std::ostream &operator<<(std::ostream &os, Cash cash) {
+    os << cash.getValue() << " " << cash.getCurrency();
     return os;
 }
 
-std::ostream &operator<<(std::ostream &os, std::shared_ptr<Money> const& money) {
-    os << money->getValue() << " " << money->getCurrency();
+std::ostream &operator<<(std::ostream &os, Money money) {
+    os << money.getValue() << " " << money.getCurrency();
     return os;
 }
 
-std::ostream &operator<<(std::ostream &os, std::shared_ptr<Person> const& person) {
+std::ostream &operator<<(std::ostream &os, Person *person) {
     os << person->getName();
     return os;
 }
 
-std::ostream &operator<<(std::ostream &os, BankAccount* bankAccount) {
-    os << bankAccount->getName() << " " << ": " << bankAccount->getMoney();
+std::ostream &operator<<(std::ostream &os, BankAccount bankAccount) {
+    os << bankAccount.getOwner() << " " << bankAccount.getName() << ": " << bankAccount.getMoney();
     return os;
 }
 
-std::set<std::shared_ptr<Bank>> banks;
-std::set<std::shared_ptr<Person>> owners;
-CashFactory *cashFactory;
+std::set<Bank *> banks;
 
 void setup() {
-    //FIXME: das hier könnte das Problem sein
-    // http://www.cplusplus.com/forum/beginner/74320/
-    // Fehler könnte so gefunden werden:
-    // https://stackoverflow.com/a/6685693
-
-    std::shared_ptr<Bank> bank1 = std::make_shared<Bank>(new Bank("Bank 1"));
-    std::shared_ptr<Bank> bank2 = std::make_shared<Bank>(new Bank("Bank 2"));
-    std::shared_ptr<Bank> bank3 = std::make_shared<Bank>(new Bank("Bank 3"));
-
-    std::shared_ptr<Person> max = std::make_shared<Person>(new Person("Max Müller"));
-    std::shared_ptr<Person> marius = std::make_shared<Person>(new Person("Marius Müller"));
-    std::shared_ptr<Person> alex = std::make_shared<Person>(new Person("Alex Maier"));
-
-    owners.insert(max);
-    owners.insert(marius);
-    owners.insert(alex);
 
 
-    bank1->addAccount(std::make_shared<BankAccount>(new BankAccount(max, "Konto 1")));
-    bank2->addAccount(std::make_shared<BankAccount>(new BankAccount(max, "Konto 2")));
-    bank3->addAccount(std::make_shared<BankAccount>(new BankAccount(alex, "privat")));
-    bank1->addAccount(std::make_shared<BankAccount>(new BankAccount(alex, "geschäftlich 1")));
-    bank2->addAccount(std::make_shared<BankAccount>(new BankAccount(alex, "geschäftlich 2")));
-    bank3->addAccount(std::make_shared<BankAccount>(new BankAccount(alex, "geschäftlich 3")));
-    bank1->addAccount(std::make_shared<BankAccount>(new BankAccount(marius, "Konto 1")));
-    bank2->addAccount(std::make_shared<BankAccount>(new BankAccount(marius, "Konto 2")));
-    bank3->addAccount(std::make_shared<BankAccount>(new BankAccount(marius, "Konto 3")));
+    Bank *bank1 = new Bank("Bank 1");
+    Bank *bank2 = new Bank("Bank 2");
+    Bank *bank3 = new Bank("Bank 3");
 
-    banks.insert(std::move(bank1));
-    banks.insert(std::move(bank2));
-    banks.insert(std::move(bank3));
+    Person *max = new Person("Max Müller");
+    Person *marius = new Person("Marius Müller");
+    Person *alex = new Person("Alex Maier");
 
-    cashFactory = new CashFactory();
+
+    bank1->addAccount(new BankAccount(max, "Konto 1"));
+    bank2->addAccount(new BankAccount(max, "Konto 2"));
+    bank1->addAccount(new BankAccount(alex, "privat"));
+    bank3->addAccount(new BankAccount(alex, "geschäftlich 1"));
+    bank2->addAccount(new BankAccount(alex, "geschäftlich 2"));
+    bank1->addAccount(new BankAccount(alex, "geschäftlich 3"));
+    bank2->addAccount(new BankAccount(marius, "Konto 1"));
+    bank1->addAccount(new BankAccount(marius, "Konto 2"));
+    bank3->addAccount(new BankAccount(marius, "Konto 3"));
+
+    banks.insert(bank1);
+    banks.insert(bank2);
+    banks.insert(bank3);
 }
 
 void simulate() {
-    for(auto && bank : banks) {
+    auto *cashFactory = new CashFactory();
+
+    for (Bank *bank : banks) {
         std::cout << std::endl;
         std::cout << "======================== " << bank->getName() << " ========================" << std::endl;
         std::cout << std::endl;
-        for(auto && bankAccount : bank->getAccounts()) {
+        for (BankAccount *bankAccount : bank->getAccounts()) {
             for (int i = 0; i < 10000; ++i) {
                 int rnd = distribution(generator);
-                std::cout << rnd << std::endl;
-                std::shared_ptr<Bill> bill = cashFactory->printBill(rnd, CurrencyValue::USD);
-                std::shared_ptr<Coin> coin = cashFactory->printCoin(rnd, CurrencyValue::USD);
+                Bill *bill = cashFactory->printBill(rnd, CurrencyValue::USD);
+                Coin *coin = cashFactory->printCoin(rnd, CurrencyValue::USD);
                 if (bill != nullptr) {
-                    bankAccount->operator+(bill);
+                    *bankAccount + bill;
                 }
                 if (coin != nullptr) {
-                    //bankAccount->operator+(coin);
+                    *bankAccount + coin;
                 }
-                //std::shared_ptr<Money> fee = bankAccount->operator-(10);
+
+                Money *fee = *bankAccount - 10;
             }
-            std::cout << "Test2" << std::endl;
-            std::cout << bankAccount.get() << std::endl;
+            std::cout << *bankAccount << std::endl;
         }
     }
-
 }
 
 void tearDown() {
-
+    for (Bank *bank : banks) {
+        for (BankAccount *bankAccount : bank->getAccounts()) {
+            delete(bankAccount);
+        }
+        delete(bank);
+    }
 }